How bad is this student loan epidemic? $1.4 trillion to be exact! Realtor, Bryan Devore, joins us with Steve Ruderman, President of Credit and Collection news, to get more information and solutions for our students. Questions for Steve? 760… Read More ›
Credit Score Secrets
Is Credit Repair ethical?
There seem to be a growing number of people who don’t agree with the credit repair process. Some say it’s not ethical to dispute an item that you know to be correct. For example, you missed 2 car payments a… Read More ›
Need another reason to hate Bank of America? Here you go…
A 21 year old intern for Bank of American in London recently died after working for 3 straight days. The labor laws are different overseas than they are here, but come on… This is slavery! They don’t pay this kid… Read More ›
7 Credit Score Myths… Fact or Fiction?
A good friend of mine and regular contributor to the Mr Credit Radio show, Mike Watson a/k/a Credit Repair Mike, brought this article to my attention earlier this week. I love to see published articles about Credit Scoring because I… Read More ›
Home values in San Diego up again year-over-year
The most recent release of the S&P Case-Shiller Home Price Index showed a year-over-year increase of home values in San Diego county of 17%! The average throughout the Country was 12%. This is the biggest year-over-year gain for San Diego county… Read More ›
Washington makes a move on Student Loan help
Clearly Washington is listening to the radio show, or at least the Senate is, as they finally passed a bill for the future of student loan interest rates. The bill is in complete lock-step with what I proposed on the… Read More ›
The easiest credit report to fix…
The easiest credit report to repair is the one with old, negative items. Right now is a great time to have successful credit repair if you got hurt in the down economy a few years back, but were otherwise right… Read More ›
Step 3 of The Life Plan – Put it in writing.
If you’re ok with the Government controlling the fate of your assets and belongings, then skip this article. In steps 1 and 2 of The Life Plan, we created a budget and completed a financial plan for retirement. In step… Read More ›
Gas excise tax going up 10% July 1st
In February, the California Board of Equalization voted in favor of raising the excise tax on a gallon of gas by 10% or 3.5 cents per gallon. The total amount of State and Federal tax included in a gallon of… Read More ›
The Biggest Student Loan mistake
The biggest student loan mistake happens when the student is between periods of deferment. Student loans can be good for your credit score, and certainly won’t hurt your credit score as long as you pay-as-agreed. However, many students ignore their… Read More ›