I first heard about Pocket Listings in San Diego several years ago. I was lead to believe it was always a selfish move by the real estate agent trying to hoard as much commission as possible. Why would any homeowner… Read More ›
Bankruptcy
Survey: Working adults fear this more than death
Sun Life’s Financial survey titled “Well-Placed Fears: Workers’ Perceptions of a Critical Illness” discovered something intriguing. The vast majority of adult workers have a much greater fear of permanent illness than they do of…well, death. This is pretty logical in… Read More ›
Washington makes a move on Student Loan help
Clearly Washington is listening to the radio show, or at least the Senate is, as they finally passed a bill for the future of student loan interest rates. The bill is in complete lock-step with what I proposed on the… Read More ›
Mortgage rates sky-rocket 1% in a week’s time
On June 5th, I wrote this article “3% mortgage rates will be gone by Friday” and although I’m glad I was right, there is something I missed. Rising mortgage rates have never scared me before. The process is usually slow… Read More ›
How to stop a Foreclosure
If a company claims to know how to stop a foreclosure, it’s likely they have another agenda. If you want to stop a foreclosure, there are several things to try, but only one way is GUARANTEED to work every time…. Read More ›
Loan Modifications are a SCAM…Officially.
You might have thought I was being melodramatic. Maybe a bit boisterous or a little too “harsh” on the Banks, but as of today, you know why. The Loan Modification protocol at Bank of America is designed to trap homeowners… Read More ›
When you should NOT Short Sale your home
With the Mortgage Debt Relief Act (MDRA) sun-setting this year, it’s easy to find reasons to short sale your home. But, when should you NOT do a Short Sale? If the home is your primary residence, you can afford the payment,… Read More ›
What is the safest real estate strategy?
Most people buy their first home thinking they will “be there for a while”, but almost all first time home buyers in San Diego know they aren’t buying their LAST house when they buy their FIRST. Strategically, this creates a… Read More ›
The Dow touches 15,000 today for the first time ever
The Real Estate and Stock Markets are both ON FIRE right now. It’s caused me to take a step back lately and wonder…Did they get it right? It’s been so easy to criticize the Government, Ben Bernanke, the White House,… Read More ›
Own a home. Retire early. Be smarter than everyone else. It’s NOT “luck”.
Did you create a plan to get where you are today or did it happen by chance? Is it your desire for your own success or failure to be determined by something other than your own efforts and hard work?… Read More ›