Whatever you do, don’t Co-Sign a loan to be “nice”. If it’s Your Son or Daughter, then hey, I get it… But just know what you’re actually on the hook for… Being a Co-signer is the exact same as being a Primary-Signer in all aspects. Any negative marks on that account will affect Your Credit Score just as much as it will the Co-Signer’s. If this has affected you, there are potentially some things that can be done from a Credit Repair perspective. Let me know if you need my help. Be careful. Avoid this if possible. If You need to, tell them Mr. Credit said You can’t! If Your Credit Score has already been affected by this, don’t worry…there is always a better way to improve it and I’ll help You with that for Free.